This took place in Charlotte North Carolina. A lawyer
purchased a box of
very rare and expensive cigars, then insured them against, among other
things, fire.
Within a month, having smoked his entire stockpile of these great
cigars, the lawyer filed a claim against the insurance company.
In his claim, the lawyer stated the cigars were lost 'in a series of
small fires' ... The insurance company refused to pay, citing the
obvious reason, that the man had consumed the cigars in the normal fashion.
The lawyer sued and WON! ( Stay with me. )
Delivering the ruling, the judge agreed with the insurance company that
the claim was frivolous. The judge stated nevertheless, that the lawyer
held a policy from the company, in which it had warranted that the
cigars were insurable and also guaranteed that it would insure them
against fire, without defining what is considered to be unacceptable
'fire' and was obligated to pay the claim.
Rather than endure lengthy and costly appeal process, the insurance
company accepted the ruling and paid $15,000 to the lawyer for his loss
of the cigars that perished in the 'fires'.
 After the lawyer cashed the check, the insurance company had him
arrested on 24 counts of ARSON!!!
With his own insurance claim and testimony from the previous case being
used against him, the lawyer was convicted of intentionally burning his
insured property and was sentenced to 24 months in jail and a $24,000
fine. This true story won
First Place in last year's Criminal Lawyers Award